Broker Check

The Five Foundational Pillars™


Our goal is to ensure your expenses can be paid month to month with reliability and predictability for the rest of your life. This typically includes:

  • Social Security Maximization
  • Income & Expense Analysis
  • Longevity Protection
  • Inflation Plan
  • Spousal Plan


We will create an Investment Policy Statement to support your income plan and risk tolerance. This typically includes:

  • Assessing your Risk Tolerance–Utilizing Riskalyze©
  • Adjusting your portfolio to reduce fees
  • Volatility Control
  • Evaluate ways to reduce risk while still working towards your goals
  • Tactical Money Management


Any comprehensive Retirement Plan will include a strategy for decreasing tax liabilities. This typically includes:

  • Assessing the taxable nature of your current holdings
  • Possible IRA Planning
  • Strategizing ways to include tax-deferred or tax-free money in your plan
  • Strategize which tax category to draw income from first to potentially reduce tax burden
  • Discussing ways to leverage your qualified money to leave tax-free dollars to your beneficiaries


We will create a plan to help you address your healthcare needs with a minimum expense, including:

  • Bridging the gap to Medicare
  • Looking at Medicare including, Parts A, B, C, and D
  • Analyzing options for a Long-Term Care Plan


It’s important to make sure that any remaining assets you’ve worked so hard for go to your beneficiaries instead of taxes. By working collaboratively with our Estate Planning & Elder Law Attorneys, our goal will be to help you:

  • Maximize your estate and income tax planning opportunities
  • Protect any assets in a trust and ensure they are distributed to your beneficiaries probate free
  • Prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death
  • Protect your estate and your future beneficiaries from creditors and divorce

Have a Question?

Thank you!